Simplify Your Life With A Better Checking Account
Don't settle for the outrageous checking account fees and high minimum balance requirements that are typical at many financial institutions. Michigan Educational Credit Union has a better solution.
With MECU's Draft/Checking account you'll enjoy:
- Interest with only a $5 minimum average daily balance
- No other minimum balance requirements
- No monthly service or "per check" charges
- FREE monthly statements
- First check order FREE when you sign up for payroll deduction or direct deposit
- FREE drafts with direct deposit of your pension or Social Security
- Special discount on check reorders through Digital Banking
- Overdraft protection
- Courtesy Pay option
- Federally insured
| Name | APY* |
|---|---|
| Share Draft/Checking | 0.02% |
| Rates may change at any time. Fees, which could be assessed for other services available through the credit union, could reduce the earnings on these accounts. There is no fee, however, to maintain a Share Draft/Checking account. *APY = Annual Percentage Yield. | |
You'll have easy access to your Draft/Checking account with:
- Point-of-sale access using your MECU Debit Card
- Thousands of surcharge-free ATMs
- Digital Banking
- Online Bill Pay
- Remote Deposit Capture
- Speedy Line Audio Teller
Easy Access With The MECU Debit Card
The MECU Debit Card looks like a credit card and works like a check! You can use it anywhere Mastercard® is accepted, including gas stations, grocery stores, restaurants, retail stores and more. Unlike credit cards, the funds come directly out of your Draft/Checking account. It also doubles as an ATM card, giving you convenient 24-hour access to your accounts at thousands of ATMs in Michigan and across the country.
Take control of your finances with your MECU Debit Card and its many valuable features:
- Chip technology encrypts your transactions to safeguard personal information
- Contactless feature allows you to tap and pay for faster checkouts
- Accepted at millions of merchants worldwide
- Allows you to make purchases without increasing your debt
- Experience real-time control over your card with the MichEd CardNav app
- Safer than carrying cash or using checks
- Eliminates the hassle and cost of check writing
- No minimum purchase amount
- Get yours instantly at any MECU branch with our instant issue service!
Click here to apply for your MECU Debit Card today!
Click here to apply for your MECU ATM Card today!
Deposit Slip - Need to mail a deposit in? Please use this form.
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