Expect the best out of life but be prepared.
You want the best for your family and that means planning for life’s “what ifs.” Like what if they had to make ends meet without your income?
What’s covered?
Term life insurance helps protect your family from the loss of your income if you were no longer here. It pays generally income tax-free money they could use for mortgage payments, debts, unpaid bills or for any reason.
What are the advantages?
TruStage™ Term Life Insurance is a good choice if you need high coverage amounts now, with payments designed to fit your budget. And it’s available entirely online, so you could apply in about 10 minutes:*
- 6-step application
- 100% online
- Just a few health questions
- No medical exam
- Instant decision (up to $100,000)
Don’t wait. Get an instant quote today.
Claim your no-cost Accidental Death & Dismemberment insurance. Add more coverage starting at around $1 a month.**
Your $1000 of no-cost TruStageTM Accidental Death and Dismemberment coverage, courtesy of Michigan Educational Credit Union, is now available for you to claim.
As a member of Michigan Educational Credit Union, you have received $1000 in AD&D coverage from TruStageTM at no cost to you. AD&D coverage can pay a cash benefit to you and your loved ones in the case of a covered accident. It can also pay benefits if you are hospitalized or suffer from lost ability (such as loss of eyesight or hearing) due to an accident. It’s money your family can use to help cover any expenses you have while you focus on recovery.
Again, it costs you absolutely nothing — only a few minutes of your time — to get $1000 of coverage. If you choose, additional insurance is available for you or eligible family members at rates designed to be budget-friendly. Your acceptance is guaranteed — with no health questions or medical exam.
Don't miss out on this valuable, no-cost benefit part of your credit union membership. Enrolling is quick and simple. Go to trustage.com/add-insurance or call toll-free 1-800-798-8798.
**Cost is between $1 and $1.50 per month for every $10,000 of individual TruStage AD&D Insurance.
A tradition of strength
TruStage is underwritten by CMFG Life Insurance Company, which is rated “A” (Excellent) as of December 2024 by A.M. Best, an independent rating service which evaluates financial stability and operating performance, year after year. An “A” rating is the third highest of 16 ratings.
Credit Life and Disability Disclosure
*Time estimate source: TruStage Internal Analytics Reporting, January 2025
**Cost is between $1 and $1.50 per month for every $10,000 of individual TruStage AD&D Insurance.
TruStageTM Simplified Issue Term Life Insurance is issued by CMFG Life Insurance Company. The insurance offered is not a deposit, and is not federally insured, sold or guaranteed by any financial institution. This is a term policy to age 80 that has premiums that increase when entering each five-year band: 25, 30, 35, 40, 45, 50, 55, 60, 65, 70, and 75. Approval is based on your answers to the questions on the application and additional information we obtain from other sources. Rates may be higher due to tobacco use. Product and features may vary and not be available in all states. Corporate Headquarters 5910 Mineral Point Road, Madison, WI 53705 Base Form Numbers: ICC16-A10a-039, A10a-039-2016, ICC17-SIT-2, 2017-SIT-2. © TruStage
SIT1, SIT2-2947139.4
TruStageTM Accidental Death and Dismemberment Insurance is issued by CMFG Life Insurance Company. The insurance offered is not a deposit, and is not federally insured, sold, or guaranteed by any financial institution. Product and features may vary and not be available in all states. Corporate Headquarters 5910 Mineral Point Road, Madison, WI 53705. Base Policy Form Numbers: ADD-2018-POL, ADD-2018-POL(OR), 2018-ADD-POLRDR-CI, 2018-ADD-POLRDR-CNR, E10-ADD-2012, E10a-ADD-2012-LSCU, E10a-014-2012, E10a-014-2012(OR), E10a-015-2012, F10a-015-2012-1(WA).
© TruStage
ADI-2951032.3
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