Share Savings
Effective Date: 11/01/2024
| Name | APY* |
|---|---|
| Regular Share Savings | 0.20% |
| Christmas Club | 0.20% |
| Vacation Club | 0.20% |
| The minimum balance in these accounts is just $5.00. Rates may change at any time. Fees, which could be assessed for other services available through the credit union, could reduce the earnings on these accounts. There is no fee, however, to maintain a Share Savings, Vacation or Christmas Club account. Rates are subject to change at any time. *APY = Annual Percentage Yield. | |
Share Certificates
Effective Date: 11/18/2024
| Term | APY* | Minimum Amount |
|---|---|---|
| 91 Days | 1.80% | $2,500 |
| 182 Days | 4.30% | $2,500 |
| 365 Days | 4.00% | $2,500 |
| 18 Months | 3.50% | $5,000 |
| 24 Months | 3.35% | $5,000 |
| 30 Months | 3.35% | $5,000 |
| 36 Months | 3.40% | $5,000 |
| 48 Months | 3.50% | $5,000 |
| 60 Months | 3.80% | $5,000 |
| Rates are subject to change at any time without notice. Please call for the most current rates. A penalty will be imposed for early withdrawal. 3 months and 6 months Share Certificate - all interest accrued penalty. 1 to 2.5 years Share Certificate - 6 months of interest accrued penalty. 3-5 years Share Certificate - 9 months of interest accrued penalty. *Annual Percentage Yield | ||
IRA Share Certificates
Effective Date: 11/18/2024
| Term | APY* | Minimum Amount |
|---|---|---|
| 91 Days | 1.80% | $2,000 |
| 182 Days | 4.30% | $2,000 |
| 365 Days | 4.00% | $2,000 |
| 18 Months | 3.50% | $2,000 |
| 24 Months | 3.35% | $2,000 |
| 30 Months | 3.35% | $2,000 |
| 36 Months | 3.40% | $2,000 |
| 48 Months | 3.50% | $2,000 |
| 60 Months | 3.80% | $2,000 |
| IRA Share Certificate Annual Percentage Yields are subject to change at any time. The minimum required amount for an IRA Share Certificate is $2,000 with additional increments of $500. IRA Share Certificate dividends are compounded quarterly. A penalty will be imposed for early withdrawal. 3 months and 6 months Share Certificate - all interest accrued penalty. 1 to 2.5 years Share Certificate - 6 months of interest accrued penalty. 3-5 years Share Certificate - 9 months of interest accrued penalty. The APY assumes dividends remain on deposit until maturity. A withdrawal will reduce your earnings. *APY = Annual Percentage Yield. | ||
Retirement Accounts
Effective Date: 11/01/2024
| Name | APY* |
|---|---|
| Individual Retirement Account (IRA) | 0.25% |
| A $50 minimum deposit is required to open an IRA share account. There are no fees or service charges levied against IRA share accounts. The Annual Percentage Yields above are subject to change at any time. *APY = Annual Percentage Yield. | |
Share Draft/Checking
Effective Date: 11/01/2024
| Name | APY* |
|---|---|
| Share Draft/Checking | 0.02% |
| Rates may change at any time. Fees, which could be assessed for other services available through the credit union, could reduce the earnings on these accounts. There is no fee, however, to maintain a Share Draft/Checking account. *APY = Annual Percentage Yield. | |
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