Open Your MECU Account Online Here

Introducing MECU

Since 1942, Michigan Educational Credit Union (MECU) has specialized in serving the unique financial needs of school employees. In December 2012, we expanded our field of membership to include individuals who reside, work, or worship in Wayne, Washtenaw, Oakland, Macomb, Livingston, and Jackson counties.

MECU is a not-for-profit financial cooperative that is owned and operated by its members. The Board of Directors is comprised of volunteers who are elected by the Credit Union's members.

Our long-standing policy of "once-a-member, always-a-member" means that you can maintain your membership and enjoy the many benefits that MECU has to offer even if you change jobs or move away from the area.

Today, MECU is more than 50,000 members strong. We offer some of the best savings and loan rates in the area, with fewer fees and lower minimum balance requirements than you'll find at most financial institutions.

How To Join

Join the MECU family today by opening a Regular Share Savings account.

Fill out a Membership Application   

Open an Account Online

To open your membership account with us, the following items are required:

1. Proof of employment in the educational field (pay stub or letter), a family referral form, or proof that you reside, work, or worship in the counties that MECU serves
2. Copy of driver's license and Social Security card for primary member and all joint owners signing on the account
3. Completed Membership Application
4. Deposit of $6 ($5 initial share deposit and $1 membership fee)

You can apply in person at any MECU branch location or return the completed application by mail, or by fax to (734) 416-5087 with ATTN: Member Service.

Once you join, your family members are also eligible to join, including relatives by blood or marriage. Click here for a family referral form.